Terms of Service
Last updated: 29 April 2026
1. Acceptance of Terms
By accessing and using Lumicat ("the Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Description of Service
Lumicat is an AI-powered application that uses generative models to create images and videos. The service includes:
- AI image and video generation
- Reference-image guided generation (image-to-image, image-to-video)
- Access to a curated catalog of AI models and styles
- Saving, organizing, and exporting generations
3. User Responsibilities
When using our service, you agree to:
- Provide accurate information when creating an account
- Use the service only for lawful purposes
- Not upload inappropriate, offensive, or copyrighted content
- Respect intellectual property rights
- Not attempt to reverse engineer or hack the service
4. Subscription Plans, Credits and Fair Usage Policy
We offer credit packs that grant generations, including plans that may be marketed as "unlimited" for certain features. To ensure fair access and prevent abuse:
- All plans are subject to fair usage policies
- We reserve the right to implement reasonable usage limits to prevent abuse
- Excessive or abusive usage may result in temporary throttling or account review
- Fair usage limits accommodate typical user needs while maintaining service quality for everyone
- We may modify subscription features and limits with reasonable notice
5. Content and Intellectual Property
Regarding content and intellectual property:
- You retain ownership of media you upload
- You grant us permission to process your media to deliver the service
- Our model integrations and AI workflows are protected by copyright
- You may not redistribute or resell our content
- Generated outputs are for your personal or commercial use, subject to the applicable AI provider's terms
6. Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy. By using the service, you consent to the collection and use of information as outlined in our Privacy Policy.
7. Disclaimer of Warranties
The service is provided "as is" without warranties of any kind:
- We do not guarantee the accuracy or aesthetic quality of generations
- The service may have technical limitations or interruptions
- AI outputs are inherently unpredictable and may not always match expectations
8. Limitation of Liability
To the fullest extent permitted by law:
- We are not liable for any indirect, incidental, or consequential damages
- Our total liability shall not exceed the amount paid for the service in the preceding twelve months
- Users assume full responsibility for their use of generated content
9. AI Service and Third-Party Technologies
Our service utilizes third-party AI providers (such as Google Gemini, fal.ai and others) to provide generation features. By using our service, you acknowledge and agree that:
- Your media may be processed by third-party AI services
- You must comply with each provider's prohibited use policies
- AI-generated outputs are simulations and may contain inaccuracies
- We may update or change AI providers without prior notice
- Third-party service availability may affect our functionality
10. Prohibited Uses and Content Restrictions
In accordance with our AI service providers' policies and applicable laws, you may not use the service for any of the following prohibited activities:
General Prohibited Uses
- Any unlawful purpose or activity
- Violating any intellectual property rights
- Transmitting viruses or malicious code
- Commercial use without authorization
- Circumventing our safety filters or abuse protections
Content Restrictions — You may not upload or generate
- Content relating to child sexual abuse or exploitation
- Content that facilitates violent extremism or terrorism
- Non-consensual intimate imagery
- Content that facilitates self-harm
- Sexually explicit content created for pornography or sexual gratification
- Content promoting hatred, harassment, bullying, or violence
- Content that violates others' privacy rights or uses personal data without consent
- Content intended for fraud, scams, or deceptive practices
- Content that impersonates individuals to deceive others
- Spam, phishing, or malware-related content
Age and Safety Restrictions
- Images of minors (under 18) without verifiable parental consent
- Content that could facilitate harm to minors
- Images that track or monitor people without their consent
11. AI-Generated Content Disclaimer
Important disclaimers regarding AI-generated content:
- All outputs are AI-generated and not professional advice
- AI results may contain inaccuracies, artifacts, or unexpected variations
- Generated content should not be considered as human-created artwork
- We cannot guarantee the accuracy, completeness, or suitability of AI outputs
- AI processing is subject to the terms and limitations of our third-party providers
12. Content Monitoring and Enforcement
To ensure compliance with these terms and our AI providers' policies:
- We may monitor uploaded content using automated systems
- Prohibited content will be automatically rejected or removed
- Repeated violations may result in account suspension or termination
- We reserve the right to refuse service to users who violate policies
- Appeals for content decisions can be submitted through our support channels
13. Account Termination
We reserve the right to terminate or suspend accounts that violate these terms, including violations of AI service provider policies. You may also terminate your account at any time by contacting us or using the account deletion feature in the app.
14. Age Restrictions
Users must be at least 13 years old to use this service. Users under 18 should have parental supervision and consent. We do not knowingly process media of minors without proper consent.
15. Changes to Terms
We reserve the right to modify these terms at any time, including changes required by our AI service providers or applicable law. Users will be notified of significant changes, and continued use of the service constitutes acceptance of modified terms.
16. Governing Law
These terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.
17. Contact Information
If you have any questions about these Terms of Service, please contact us at:
- Email: support@fwise.co.uk